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Your HometownBank, We know youbetter, We serve youbest. We have proudly serving Ramon and surrounding areas since 1968.
For more than 50 years, we are committed to provide products and deliver services that lead to lesser environmental impact and improve the social and economic well-being of the community.
Why partner with us?
LOWINTERESTRATE
NOHIDDENCHARGES
MAXIMUM5 YEARSTERM
EASYPAYMENTSCHEME
FASTPROCESSINGAND APPROVAL
Loan Products
Agrarian Reform LoanThis product is intended for developing, improving, and carrying out farm operations.
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Back to back LoanThis product is intended for Show-Money purposes only on a Visa application.
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Business LoanThis product is intended for raising income levels and improving the living standards of entrepreneurs.
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Development Incentive LoanThis product is intended to finance educational institutions, cooperatives...
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Farm Machinery LoanThis product is intended for carrying farm operations with ease and saving labor cost, fuel, time and energy.
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Green Financing LoanThis product is intended for Green Financing which caters to the acquisition, development...
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Housing LoanThis product is intended for facilitate the purchase of a house or to finance the construction of a house and...
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Secured Personal ConsumptionThis product is intended for personal and consumption purposes, such as...
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Unsecured Multi-Purpose LoanThis product is intended for personal and consumption purposes, such as...
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Chattel LoanThis product is intended for any legal purposes, such as but not limited to...
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Payday LoanThis product is intended for cover immediate cash needs for personal and...
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Unsecured MSME LoanThis product is intended for additional working capital and/or...
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Agrarian Reform LoanThis product is intended for developing, improving, and carrying out farm operations.
Learn more
Back to back LoanThis product is intended for Show-Money purposes only on a Visa application.
Learn more
Business LoanThis product is intended for raising income levels and improving the living standards of entrepreneurs.
Learn more
Development Incentive LoanThis product is intended to finance educational institutions, cooperatives, hospitals, and other...
Learn more
Farm Machinery LoanThis product is intended for carrying farm operations with ease and saving labor cost, fuel, time and energy.
Learn more
Green Financing LoanThis product is intended for Green Financing which caters to the acquisition, development, operation, or maintenance of...
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Housing LoanThis product is intended for facilitate the purchase of a house or to finance the construction of a house and to fund home improvements/renovations.
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Secured Personal ConsumptionThis product is intended for personal and consumption purposes, such as but not limited to household needs, education, medical and...
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Unsecured Multi-Purpose LoanThis product is intended for personal and consumption purposes, such as but not limited to household needs, education, medical and...
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Chattel LoanThis product is intended for any legal purposes, such as but not limited to agriculture, business, and personal and consumption purposes.
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Payday LoanThis product is intended for cover immediate cash needs for personal and consumption purposes such as payment of bills, medical emergency and education.
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Unsecured MSME LoanThis product is intended for additional working capital and/or personal consumption of business entrepreneurs.
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Deposit Products
Regular Savings DepositIs an interest-bearing peso account that can be withdrawn anytime at the will of the depositor.
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Preferred Savings DepositIs a peso account wherein funds of a specific amount are given pre-determined rates for a fixed term.
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Regular Time DepositIs a peso account wherein funds of a specific amount are given pre-determined rates for a fixed term.
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Premium DepositThis is a time deposit offered to clients who have funds which may be locked-in with the bank for...
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Long Term DepositThis is a time deposit offered to clients who have funds which may be locked-in with the bank for...
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“WAIS” Saver AccountIs a type of savings account designed specifically for children aged 0-6 years old.
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In-Trust-For AccountStudent savings account designed to teach the children to save.
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Regular Savings DepositIs an interest-bearing peso account that can be withdrawn anytime at the will of the depositor.
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Preferred Savings Deposit Is a peso account wherein funds of a specific amount are given pre-determined rates for a fixed term.
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Regular Time DepositIs a peso account wherein funds of a specific amount are given pre-determined rates for a fixed term.
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Premium DepositThis is a time deposit offered to clients who have funds which may be locked-in with the bank for at least one year (360 days).
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Long Term DepositThis is a time deposit offered to clients who have funds which may be locked-in with the bank for five (5) years and one (1) day.
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“WAIS” Saver AccountThis is a student savings account designed to teach the children to save. All students ages 7 to 17 years old can open a passbook account.
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In-Trust-For AccountIs a type of savings account designed specifically for children aged 0-6 years old. Parents may open an ITF account on behalf of their child below 7 years old.
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Other Services
Point of Sale (POS)
Vision
Mission
Values
Our Mission
We are committed to be the preferred financial institution in the community by providing products and delivering services that leads to lesser environmental impact and improving social end economic well-being of the community. We specifically aim to achieve the following:
1To provide farmers/borrowers financial assistance that will facilitate and improve their production activities by offering easy access to credit with easy and reasonable terms.
2To protect the interest of our depositors by safeguarding their money and providing reasonable interest rates.
3To provide our employees the best work environment by creating an organization that encourages ethical and high-standard work practices.
4To promote the welfare of the community we operate in by complying with regulatory requirements and practicing corporate social responsibility and environmental projects.
5To partner with sustainable companies to improve our community.
6To give our shareholders superior returns over the long term.
Our Vision
The Rural Bank of Ramon (Isabela), Inc. envisions itself to be a class A rural bank that promotes sustainable economic, social and environmental development in the community by providing the most responsive and timely banking services.
Our Values
ACCOUNTABILITY Act responsibly with integrity at all times
BALANCE Yes to work-life balance, community developent and environment
COHESIVE Working together effectively
DEDICATED Pursue results with a sense of ownership
EXCELLENCE Acts professionally and with quality
FAMILY Value friendship, loyalty and respect
Our Vision
The Rural Bank of Ramon (Isabela), Inc. envisions itself to be a class A rural bank that promotes sustainable economic, social and environmental development in the community by providing the most responsive and timely banking services.
Our Mission
We are committed to be the preferred financial institution in the community by providing products and delivering services that leads to lesser environmental impact and improving social end economic well-being of the community. We specifically aim to achieve the following:
1To provide farmers/borrowers financial assistance that will facilitate and improve their production activities by offering easy access to credit with easy and reasonable terms.
2To protect the interest of our depositors by safeguarding their money and providing reasonable interest rates.
3To provide our employees the best work environment by creating an organization that encourages ethical and high-standard work practices.
4To promote the welfare of the community we operate in by complying with regulatory requirements and practicing corporate social responsibility and environmental projects.
5To partner with sustainable companies to improve our community.
6To give our shareholders superior returns over the long term.
Our Values
ACCOUNTABILITY Act responsibly with integrity at all times
BALANCE Yes to work-life balance, community developent and environment
COHESIVE Working together effectively
DEDICATED Pursue results with a sense of ownership
EXCELLENCE Acts professionally and with quality
FAMILY Value friendship, loyalty and respect
Be our partner to success.